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Having access to a credit card can help a minor develop healthy spending habits and begin to build a credit history. · Adding your teen as an authorized user on. Got your first credit card? Learn more about using a credit card for the first time, tips for responsible use and other things you may want to know. How to Apply for Your First Credit Card Once you've chosen a card that aligns with your needs, gather your documentation such as proof of income and. As mentioned above, before you take on a credit card, you will want to have a clear picture of your income and spending—in short, your budget. Luckily, InTouch. There are credit cards designed for transferring existing balances, transferring money to a current account or to help cardholders earn rewards. But, as a first.
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